Building a borderless Americas
We started TransPay last year with a single conviction: the Americas deserve one financial system. One where money moves as freely as the people, families and businesses that move across it.
From an idea to a continent's rails
TransPay was born from a simple frustration: in 2025, sending a dollar from New Jersey to a family member in Lima, Bogotá or São Paulo was still slow, expensive and opaque. The Americas were connected by culture, family and trade — but not by money.
So we set out to build the infrastructure that should have existed all along. Instant payment rails. Open APIs. A single, transparent way to pay, send, receive and manage money in US dollars, across every country in the Americas.
We're a young company moving fast — but every product decision is anchored in trust, compliance and the people who depend on us to move what matters.

What we're building
A borderless financial ecosystem, one rail at a time.
Instant rails
Real-time payment infrastructure built natively for cross-border, not bolted on after the fact.
Open APIs
Plug the US financial market into any business across the Americas with a few lines of code.
Dollar-first
Pay, send, receive and manage in US dollars — anywhere in the hemisphere.
Compliance-grade
Licensed partners, full KYC and bank-level security on every transaction.
Built for the Americas
From New Jersey to Buenos Aires — one financial ecosystem, twenty plus countries.
Human at the core
Real people answering real questions, in English, Spanish and Portuguese, every day.
We are creating the future of money
A future where a dollar in Newark moves to a family in Quito in seconds. Where a small business in Mexico City accepts US payments as easily as a shop on Fifth Avenue. Where money has no borders — only the people it serves.
Want to build with us?
We're hiring, partnering and franchising across the Americas.