TransPay app shown on two phones

Borderless Money for the Americas

A quick chat and your money's on its way.

01

Message TransPay on WhatsApp

Start your transfer directly through a simple WhatsApp-first experience.

02

Choose country, amount, and recipient

Select where the money is going and confirm the transfer details.

03

Money moves across the Americas

Your recipient receives funds quickly through TransPay's trusted payment network.

Send, Manage, Spend
In Over 15 Countries

More countries coming soon.

You send
They receive
16,896
Exchange rate
1 USD = 16.9 MXN
1 USD = 16.39 MXN
Fee
Free
$5.00
Total to pay$1,000.00 USD
Delivery
~1h
Send on WhatsApp
Instant settlement

Money moves
at TransPay speed

Send across the Americas and watch funds land in seconds — not days. Real rates, no hidden fees.

WhatsApp native

Just chat.
and it's sent.

Quote, confirm and track every transfer inside WhatsApp. No app downloads. No friction. No queues.

Human support, 24/7

People answer.
not robots.

Bilingual specialists across the Americas, on call around the clock — for senders, receivers and partner locations.

Pay & cash out anywhere

Card, cash
or corner store.

Fund with any card or bank account. Recipients cash out at thousands of trusted TransPay partner locations.

Why choose TransPay?

Sent in 8 seconds flat

Sent pesos to my mom from Houston in literally 8 seconds. She got the WhatsApp before I put my phone down.

María G.·2 days ago

Honest rates, finally

I've used every remittance app out there. TransPay is the first one that actually feels modern. Rate is honest.

Carlos R.·1 week ago

Real human support at 2am

Support replied in under a minute on WhatsApp at 2am. Real human, not a bot. That alone sold me.

Jasmine T.·3 days ago

Cash out at the corner store

My family cashes out at the corner store five blocks from their house. No bank account needed. Game changer.

Diego A.·5 days ago

No surprise fees

Fees are clearly shown before you confirm. No surprises like the old wire services. Took me one transfer to switch over.

Sofía L.·2 weeks ago

Set up in 3 minutes

Set up in 3 minutes. First transfer landed before I finished telling my brother I sent it.

Ahmed K.·4 days ago

It all happens in WhatsApp

I love that the whole thing happens in WhatsApp. No new app, no new password. Just chat.

Linda P.·1 week ago

Beat my bank by 4%

The exchange rate beat my bank by almost 4%. On a $2,000 transfer that's real money.

Roberto M.·6 days ago

One hiccup, fixed fast

Had one hiccup with verification but support fixed it in 10 min. Otherwise smooth — I send weekly now.

Patricia V.·3 weeks ago

Built for how we live

Finally a service built for how we actually live. My whole family is on WhatsApp anyway.

Kevin O.·1 week ago

Sent in 8 seconds flat

Sent pesos to my mom from Houston in literally 8 seconds. She got the WhatsApp before I put my phone down.

María G.·2 days ago

Honest rates, finally

I've used every remittance app out there. TransPay is the first one that actually feels modern. Rate is honest.

Carlos R.·1 week ago

Real human support at 2am

Support replied in under a minute on WhatsApp at 2am. Real human, not a bot. That alone sold me.

Jasmine T.·3 days ago

Cash out at the corner store

My family cashes out at the corner store five blocks from their house. No bank account needed. Game changer.

Diego A.·5 days ago

No surprise fees

Fees are clearly shown before you confirm. No surprises like the old wire services. Took me one transfer to switch over.

Sofía L.·2 weeks ago

Set up in 3 minutes

Set up in 3 minutes. First transfer landed before I finished telling my brother I sent it.

Ahmed K.·4 days ago

It all happens in WhatsApp

I love that the whole thing happens in WhatsApp. No new app, no new password. Just chat.

Linda P.·1 week ago

Beat my bank by 4%

The exchange rate beat my bank by almost 4%. On a $2,000 transfer that's real money.

Roberto M.·6 days ago

One hiccup, fixed fast

Had one hiccup with verification but support fixed it in 10 min. Otherwise smooth — I send weekly now.

Patricia V.·3 weeks ago

Built for how we live

Finally a service built for how we actually live. My whole family is on WhatsApp anyway.

Kevin O.·1 week ago

Great·4.1out of 5 based on723 reviews

Trustpilot

Every way you money
All through WhatsApp.

Send, manage and spend across the Americas from a single chat.

Send money home in seconds — right from WhatsApp
Send money on WhatsApp

Send money home in seconds — right from WhatsApp

No app, no downloads, no waiting. Just open WhatsApp, type how much, and your family gets it instantly with the best FX in the market. The people you love can't wait — and now they don't have to.

Book trips & pay abroad without ever leaving WhatsApp
Travel-ready on WhatsApp

Book trips & pay abroad without ever leaving WhatsApp

Lock in flights, stays and experiences, and pay in local currency the moment you land — all through a single chat. Travel light, travel smart, and skip the bad airport FX forever.

Your money, one chat away
Pay & manage on WhatsApp

Your money, one chat away

Pay bills, top up phones, settle subscriptions and track every move from the same WhatsApp you already use every day. Stop juggling apps — take control in the chat that's always open.

Own a storefront. Own the corridor.

Whether you already run a retail space and want to plug in a new stream of revenue, or you're ready to open your own franchise and need help finding the right location — TransPay turns physical foot traffic into cross-border money flow, and pays you on every transaction.

Weekly USD payouts
Works in your existing store
Franchise location scouting
Licensed & compliant rails
Live in 48 hours
16+ LATAM corridors
No capital required
Dedicated partner lead
Marketing playbooks included
Turnkey storefront kit
Weekly USD payouts
Works in your existing store
Franchise location scouting
Licensed & compliant rails
Live in 48 hours
16+ LATAM corridors
No capital required
Dedicated partner lead
Marketing playbooks included
Turnkey storefront kit

Already have a storefront?

Turn your existing retail counter — bodega, money exchange, mobile shop, salon, locutorio — into a remittance hub. Add a high-margin revenue stream without adding rent, staff, or square footage.

Looking for a location?

Want to open your own TransPay-branded franchise? We help you scout the right corridor, secure the right space, and launch a turnkey money-movement storefront in your community.

Commission on every transfer

Earn a transparent revenue share on every send, every payout, every FX conversion. Weekly USD settlements — your upside scales with foot traffic, not a salary band.

We build the business with you

Licensing, compliance, FX engine, payout rails, POS, signage, training and a dedicated partner lead. You bring the location and the relationships — we bring the fintech.